Retirement Safety & Income Checkup

In a 45‑minute call, we show you how to protect part of your savings from big market drops and how to set up contractually guaranteed income for life using insurance-based options, including annuities.

  • See what a 20–30% market drop could do to your savings

  • Learn simple ways to keep part of your money safe from market losses with contractual guarantees

  • See how to get contractually guaranteed income you can’t outlive using insurance-based solutions

Arize FIG is a retirement safety and income firm with over 20 years of combined experience in insurance and retirement planning. We are licensed life and annuity professionals. We do not give investment or tax advice.

Watch: How The Retirement Safety & Income Checkup Works

Watch: How The Retirement Safety & Income Checkup Works

In about 6 minutes, see exactly what we do, who it’s for, and how we’re paid.

Arize FIG is a retirement safety and income firm with over 20 years of combined experience in insurance and retirement planning. We are licensed life and annuity professionals. We do not give investment or tax advice.

Who This Is For:

For you if:

  • You are 55–75

  • You have $250,000 or more saved for retirement

  • You are worried about another big market drop

  • You are worried about outliving your money

  • You are open to insurance-based options, including annuities, —

    if they’re right for you

  • You are 55–75

  • You have $250,000 or more saved for retirement

  • You are worried about another big market drop

  • You are worried about outliving your money

  • You are open to insurance-based options, including annuities, — if they’re right for you

Not for you if:

  • You are under 55 or have less than $250,000 saved for retirement

  • You want detailed tax or CPA‑style advice

  • You mainly want a second opinion on your investments

  • You want someone to manage your investments for you

  • You would never consider any annuity under any condition

What You Will Walk Away With:

  • A clear picture of where your retirement money is today

  • A simple view of how a big market drop could affect you

  • Options to protect part of your money and create guaranteed income for life using insurance and annuities, backed by the claims‑paying ability of the insurance company

  • A brief written summary of what we discussed so you can review or share with family

Real‑World Examples (Details Changed for Privacy)

Couple in Their Early 60s – Worried About a Market Drop in Early Retirement

A couple in their early 60s had mid six‑figure savings, most of it in the market.

Their biggest fear was, “What if we get another 20–30% drop right after we retire?”

In their Retirement Safety & Income Checkup, we showed what a big drop could do to their income, then how moving part of their savings into an annuity could give them contractually guaranteed income for life, while leaving the rest invested for growth.

A week later the husband told me, “I finally stopped checking the market every morning over coffee. I know our ‘bills’ money is locked in, so I can let the ‘growth’ money do what it does.”

They liked knowing, “This check covers our basic bills for life. The rest can go up and down.”

Couple in Their 50s – Wanted to Protect Part of a Nest Egg From the Next Crash

A couple in their late‑50s had several hundred thousand dollars saved and still remembered watching their accounts drop in 2008 and again in 2022.

Their main goal was to make sure at least part of their savings was protected from big market losses as they got closer to retirement.

During their Checkup, we showed what a 20–30% drop could do to their current mix, then walked through an option to move a portion into an annuity with contractual guarantees of principal protection.

Afterward they said they finally felt like, “No matter what the market does, this part won’t go backwards when the next big drop hits.”

If these situations sound similar to yours, you can request your own Retirement Safety & Income Checkup below.

How The Checkup Works

Tell us about your situation
(2 minutes)

Answer a few quick questions so we can prepare for your call.

Tell us about your situation
(2 minutes)

Answer a few quick questions so we can prepare for your call.

45-minute Retirement Safety & Income Checkup

We meet together over Zoom, review where you are now, show how a big drop could affect you, and walk through appropriate insurance‑based options, including annuities.

45-minute Retirement Safety & Income Checkup

We meet together over Zoom, review where you are now, show how a big drop could affect you, and walk through appropriate insurance‑based options, including annuities.

Review your options

with us

If there is a good fit, we show you options.

If not, we tell you that.

Either way, you leave with more clarity.

Review your options with us

If there is a good fit, we show you options.

If not, we tell you that.

Either way, you leave with more clarity.

See If You Qualify

Please complete the short form below. This helps us confirm that the Checkup is a good fit for you.

By clicking “Continue To Step 2” you agree that Arize Financial & Insurance Group may contact you at the phone number and email you provided, including by call, text message, and email, about your Retirement Safety & Income Checkup and related retirement safety information. Message and data rates may apply. Message frequency may vary. You can reply STOP to cancel and HELP for help. Your consent is not required to receive our services; you may call us directly at (210) 934‑2030 instead.

See If You Qualify

Please complete the short form below. This helps us confirm that the Checkup is a good fit for you.

By clicking “Continue To Step 2” you agree that Arize Financial & Insurance Group may contact you at the phone number and email you provided, including by call, text message, and email, about your Retirement Safety & Income Checkup and related retirement safety information. Message and data rates may apply. Message frequency may vary. You can reply STOP to cancel and HELP for help. Your consent is not required to receive our services; you may call us directly at (210) 934‑2030 instead.

Common Questions (FAQ)

Is this just a sales pitch?

The goal of the Checkup is clarity. If we see a way an insurance or annuity solution could help, we will show you what that looks like. If not, we will tell you that too. You decide if you want to move forward. No obligation.

How are you paid?

If you choose to move forward with a solution, we are paid by the insurance company that issues the policy or annuity.

We do not charge you per appointment or an ongoing percentage fee on your investment accounts.

Unlike many advisory models that bill 1–2% of assets each year, there is no separate annual management fee paid to us.

Do I have to move all of my money?

No. In many cases, people choose to protect a portion of their savings with insurance-based solutions and leave the rest invested for growth elsewhere.

Ready to see what a 20–30% market drop could do to your own plan and what contractual guarantees you might qualify for?

Copyright 2025 Arize Financial & Insurance Group. All Rights Reserved.

This site is for educational purposes only. Guarantees are backed by the claims-paying ability of the issuing insurance company. Not FDIC insured. Not a bank deposit. Not insured by any federal government agency. We are licensed life insurance and annuity professionals. We do not provide investment, securities, legal, or tax advice. For legal or tax advice, please consult an attorney or tax professional.